Mark McMains for NC Insurance Commissioner

Insurance Goals

Decrease auto insurance for younger adults enrolled in school and improve discounts for working families.
Lower home owners insurance for all the people and strengthen insurance coverages for the people who live in the southeast of the state. Residents should be able to have both their primary residence and vacation homes covered under the same policy.
Lower insurance rates for anyone that takes a driver refresher or safety class every four years and maintains a safe driving record.
Create more affordable business insurance for locally based and operated companies. Repeal workmans comp premiums to help insure their affordability factor, which will in turn promote commerce, and keep companies operating and employing the citizens. The insurance industry needs to invest their profits to improve the economy.
Lower insurance for the family farmer. Encourage agricultural development to promote more jobs for rural areas.
We need to lower the cost of insurance for all teachers in the state. It will include home, auto, family health care, and life insurance. They are responsible for our children and we need to repay them for insuring our children's future.

Health Care choices in North Carolina

Insurance companies must encourage all doctors to accept insurance by paying them a customary and usual fee for their services.
Insurance companies need to stop promoting participation in their companies based on below standard fees. This will only result in lowering quality of health care in this state. People should be able to choose a physician and be properly compensated without increased costs.
Health insurance companies need to allow college students to be covered under their parents policy for up to 24 months after graduation or until they obtain a full time job. Well being promotes good health, thus lowering health costs. These students are our future and they are in our hands now, we will be in their hands later.
Free drug care for the elderly of North Carolina is ideal. These people should not have to live their golden years worried about paying for the medications they need to survive. Drug and insurance companies should work together to absorb the cost.

For State Employees

My goal is to decrease auto and home insurance by 40%.
For current and retired state employees I plan for free family health care premiums.

Thank you,